Flexible Spending Accounts

Flexible Spending Account, the College's Section 125 Flex Plan

The Flex Plan provides a way for you to take advantage of the special tax benefits made available by current governmental regulations for qualifying health care or dependent care expenses.

To log on to your account, please click the following link and follow the instructions below: https://benstrat.navigatorsuite.com/

Create Account

New Users
First time portal users have the ability to create your own account by clicking on the "New User" login. By using this link, you can create your own username and password to gain access to the portal. Please note that you will have to use your Holy Cross ID# without the first "0" to verify your identity. The College does not provide Social Security numbers to Benefit Strategies.

Existing Users
Returning users may login to your account using existing usernames and passwords. If you have forgotten your username or password, please click on the “Forgotten username?” or “Forgotten password?” links on the login page. Once you complete the user identification process you will be sent your username or temporary password to login.

Healthcare Accounts

Healthcare spending accounts are established to reimburse you for eligible, out-of-pocket healthcare expenses for you and your covered dependents. These accounts are funded through scheduled payroll deductions and last for the duration of one plan year. Holy Cross designates the year as Jan. 1 through Dec. 31. The maximum amount you are allowed to contribute to your account is $2,750.

Dependent Care Accounts

Dependent care spending accounts are established to reimburse you for eligible, dependent care expenses. Eligible expenses include dependent care expenses for children under age 13, a disabled spouse, and/or a disabled relative or household member who depends on you for at least half of his or her support. These expenses must be necessary so that you, and, if you are married, your spouse can work. These accounts are also funded through scheduled payroll deductions and last for the duration of the plan year, as stated above. The IRS will allow you to contribute a maximum of $5,000 to your dependent care spending account (the IRS limits your contribution to $2,500 if you are married and filing separately).

Information on the above-mentioned plans can also be found in section 4.30 of the College's Employee Handbook (PDF). You may also obtain more information from Human Resources.

Contact Benefit Strategies ( Benefit Strategies, LLC is now part of Voya Financial)

Have questions?  There are multiple ways to contact a representative.

Monday thru Thursday: 8:00am - 6:00pm ET
Friday: 8:00am - 5:00pm ET

Online Chat: benstrat.com
Text-To-Chat: 1-888-401-3539
Email: info@benstrat.com
Toll Free: 1-888-401-3539  Language translation services available (Automated system available at all times)

IMPORTANT: Benefit Strategies may ask you for the last 4 of your Social Security number to verify your identity. As a reminder, Holy Cross does not provide SSNs to Benefit Strategy. You will need to provide the last 4 digits of your employee ID number as that is what is stored in the Benefit Strategies system.