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Insurance: 2017 – 2018 Academic Year

The College of the Holy Cross has partnered with University Health Plans and Blue Cross Blue Shield to provide student health insurance. The insurance coverage is through Blue Cross Blue Shield with University Health Plans (UHP) providing administrative support for enrollment and customer service for general insurance questions.

Massachusetts State Law requires that all students enrolled at least three quarter time must participate in a student health insurance program or in a health benefit plan with comparable coverage. Minimum benefit levels and services that are required for student health insurance plans are set forth in the Qualifying Student Health Insurance Program (QSHIP) regulation. Click on "About", click on "Policy Center", click on "Student Health Insurance Program".

Insurance coverage for the 2017 – 2018 academic year is from July 25, 2017 through July 24, 2018. The cost for this annual policy is $1,750.00. We also offer a second semester policy for those students who do not enter the College until January. The cost for this policy is $1023.00 and runs from January 1, 2018 through July 24, 2018.

To ensure compliance with the QSHIP law, all Holy Cross students are automatically billed for the Student Health Insurance program. Students with comparable coverage must waive the medical insurance plan offered through the College no later than August 15, 2017. If coverage is not waived students will remain enrolled in and billed for the Student Health Insurance Plan. Each year a student must either complete the on-line waiver by August 15th in order to have a credit posted to their tuition account and to confirm continued coverage in another insurance plan or enroll in the health insurance plan. If you are covered by your family’s insurance plan, we encourage you to compare the costs, coverage, and benefits of the student health insurance plan to those of your existing plan before making any decision about your health insurance. Please consider the following in making your decision:

  • Out of state HMO/PPO plans provide minimal coverage for out of network services potentially leaving the member responsible for large medical bills
  • Some plans only cover emergency care when out of network.
  • Many plans do not cover referrals made by Health Services or only cover them after a high deductible or co-payment; the Student Health Insurance Plan can help cover those expenses.

Students who do not have comparable coverage should confirm their acceptance of the plan by completing the enrollment form. This permits the College to facilitate your enrollment in the plan before the waiver deadline.

Please visit the Holy Cross - University Health Plans website for more information on Health Insurance and Voluntary Dental and Vision Insurance OR the students can log into their STAR account, go to Finances, and click on "Stident Health Insurance".

International students may not waive coverage. A summary of the insurance benefits, directory of the provider network, and FAQs can be found on the University Health Plans website.

UHP is available to manage the enrollment and answer general questions about the insurance plan. To speak with a representative, please call (800) 437-6448 or send an email to If you have specific questions regarding the benefits, please feel free to contact Blue Cross Blue Shield of Massachusetts at (888) 753-6615. If you have questions about your tuition bill, please contact the Office of the Bursar, College of the Holy Cross, at (508) 793-2521.