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Insurance, Accidents and Claims

Insurance
Accident, Claims, and Injuries

 

Insurance

The Department of Risk Management and Contracts is responsible for identifying potential risks and arranging appropriate insurance coverage to protect the College, its students, employees, and the community. The College works closely with insurance brokers and underwriters to make informed insurance decisions that protect against losses that could have a negative financial and operational impact.

Certificates of Insurance

A certificate of insurance or (COI) is a standardized insurance form that is issued by an insurance/broker agency and provides verification of the types and limits of insurance that an organization has in place. In order to protect the interests of the College, all Contractors, Subcontractors, Vendors, Lessees, and other persons or organizations who use or provide service to the College, must provide proof of insurance in the form of a COI based on the following guidelines.  

If you need a certificate of insurance, please fill out the Request for Certificate of Insurance form here.  Trainings on Certificates of Insurance are available.  Please email Heather Como at hcomo@holycross.edu to inquire.

Insurance Requirements for Vendors

Please note that the listed guidelines may vary depending on the particular activity, event, or terms of the contract.        

The Department of Risk Management and Contracts collects and maintains an electronic file for all certificates of insurance for the College. If emailing, please send to RiskManagement@Holycross.edu.

If you have any questions, please contact Heather Como at 508-793-2394 or email at hcomo@holycross.edu.

 

Accidents, Claims and Injuries

The Department of Risk Management and Contracts works with the Holy Cross community to identify risks and resolve losses that may occur on campus.  Please note that the College does not pay for any damages or injuries unless we can determine that the College or College representative is at fault.

Employees and Students: Any accident (property damage, hit-and-run or personal injury) while operating a Holy Cross-owned or leased vehicle or while the vehicle is parked MUST be reported to the Department of Public Safety immediately at (508) 793-2222.

College owned vehicles are only to be used for College business even if given permission by your immediate supervisor.

  • Holy Cross Accident Reporting Procedure

  • Accident Report and Investigation Form

 

Damage to Personal Vehicles While on College Property

In the event of an accident, Third Party individuals or entities should contact the Office of Public Safety at (508) 793-2222 to file a report immediately.  The College is not responsible for damage or loss while the vehicle is parked or driven on the property unless the Department of Risk Management determines that the College or College representative is at fault.   To follow up on an accident, determination, or to discuss a claim, please contact Heather Como at (508) 793-2394.

 

Requests for Public Safety Accident Reports

Any requests for copies of Public Safety reports must go through the Office of Public Safety.  Please allow 21 days for review.

  • Property Damage

  • Departmental Property    

  • What do I do if there is damage to College property?

  • Tips on Preventing Loss

    

Faculty/Staff Personal Property  

The College does not assume liability for any loss of, or damage to, personal property that employees or faculty may bring onto campus. Personal property is brought onto campus for the convenience of the employee, and at the employee’s own risk. Under no circumstances will the College be responsible for any loss of art, rare or irreplaceable books, manuscripts, antiques, jewelry, cash, securities, valuable papers such as deeds, furs, items that have only personal value, or other unique items.

This includes accidental loss including without restriction, water damage, fire, smoke, or theft. Employees are strongly urged to check with their personal insurance agent to secure coverage and determine appropriate limits.

Disclaimer: The following companies are listed to provide suggestions.  The College does not have any affiliation with either vendor. 

Gallagher Gallagher offers a comprehensive Personal Property Insurance Plan that is available to college/university students, faculty and staff for the protection of personal and university property. Our plan protects against theft and accidental damage to electronic devices & personal property that may occur while at school, home or when studying abroad

National Student Services, Inc. (NSSI), provides personal property insurance to university students nationwide, including those studying abroad. This full-service, low-cost plan is both comprehensive and competitive and is designed to specifically protect the personal property of students, faculty, and staff living in residence halls or off-campus apartments or houses.

For policy information on damage to personal vehicles, see Personal Vehicles.

 

Student Property Policy

The College of the Holy Cross assumes no responsibility for loss or damage to a resident’s personal property, nor is the College responsible for property during move-in/move-out or left during vacation periods or after termination of residency. Purchasing property insurance to cover loss or damage to personal property or extending homeowners’ property insurance to cover loss or damage is strongly encouraged.  

Disclaimer: The following companies are listed to provide suggestions.  The College does not have any affiliation with either vendor

Gallagher Gallagher offers a comprehensive Personal Property Insurance Plan that is available to college/university students, faculty and staff for the protection of personal and university property. Our plan protects against theft and accidental damage to electronic devices & personal property that may occur while at school, home or when studying abroad.    

National Student Services, Inc. (NSSI), provides personal property insurance to university students nationwide, including those studying abroad. This full-service, low-cost plan is both comprehensive and competitive and is designed to specifically protect the personal property of students, faculty, and staff living in residence halls or off-campus apartments or houses.

 

 

Injuries

What happens if I am injured on the job?

Please report all accident to your supervisor immediately.  If it is an emergency, call the Department of Public Safety at (508) 793-2222.  

Work-related injuries must be reported to Melissa Cutroni in the Department of Human Resources at (508) 793-3391.  

It is the duty of all university employees to report unsafe acts and conditions to their supervisors. Supervisors shall evaluate all accidents, safety violations, unsafe conditions and document any necessary counseling of associates about action to prevent re-occurrences. Near misses and other unsafe conditions or acts can be reported to the Department of Risk Management at (508) 793-2394.

 

What happens if I am visiting campus and I am injured?

Please report any injury no matter how small to the Department of Public Safety at (508) 793-2222.   The Department of Public Safety will contact the Department of Risk Management who will assess the situation and take steps to mitigate any further risk.  Please report unsafe acts and conditions to the Department of Risk Management at (508) 793-2394.