Health Insurance
Massachusetts State Law requires that all students enrolled at least ¾ time must participate in a student health insurance program or in a health benefit plan with comparable coverage. Minimum benefit levels and services that are required for student health insurance plans are set forth in the Qualifying Student Health Insurance Program (QSHIP) regulation. To ensure compliance with the QSHIP law, all students are automatically billed for the Student Health Insurance Plan. To read the details on this law, visit www.state.ma.us/dhcfp , select “Student Health Insurance and/or search for QSHIP and review the provided information.
Insurance coverage for the 2009 – 2010 academic year is from August 1, 2009 through July 31, 2010. The cost for this annual policy is $815.00. We also offer a second semester policy for those students who do not enter the College until January. The cost for the second semester policy is $518.00. The College of the Holy Cross uses Bollinger, Inc. as our student health insurance provider.
To ensure compliance with the QSHIP law, all Holy Cross students are automatically billed for the Student Health Insurance program. If you do not wish to participate in the student health insurance plan, you must complete an online waiver no later than July 15th. But first, please review what is included in the insurance plan provided by Bollinger, Inc. and compare with your current coverage. Not all plans provide adequate coverage such as out-of-state Medicaid plans, Commonwealth Care, certain HMOs, and managed care plans. Be sure to check with your insurance company before waiving coverage.
International Students may not waive coverage unless they are currently enrolled in a plan of comparable coverage through a U.S. based insurance company.
For a complete description of the benefits available, limitations, and exclusions, please download a brochure from the bottom of this page.
On-Line Waiver Enrollment Process
To waive the Student Health Insurance charge for the 2009 – 2010 academic year, please click on the link below titled “Submit Health Insurance Waiver”. This will direct you to the Student’ STAR account. At this time, only students have access to the STAR account.
- Log into STAR with your User ID and password. (The User ID and password for incoming students is provided on a sheet in the back pocket of the First Year Student Guide.)
- Select Student Center
- In the Finances section, click on the go to… drop down.
- Select Health Waiver and click on the arrow at the right.
- Carefully ready the introductory information and statements that you are agreeing to comply with.
- Complete all of the information click on “Enter/Edit Waiver Information”.
- Review your entered information, read the statement of acknowledgement, check the accompanying box if in agreement, and click “Submit”.